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Session:
State Capitol, Room 501
Juneau, AK 99801-1182
Phone: (907) 465-4843
Fax: (907) 465-3871
Send E-Mail
Interim:
716 West 4th Avenue
Anchorage, AK 99501
Phone: (907) 269-0181
Fax: (907) 269-0184
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Sponsor Statement for HB 121
Dental Care Insurance
An Act relating to patients' rights under a health care insurance plan or contract providing coverage for dental care, and prohibiting certain practices by health care insurers relating to dental care.
Updated: March 20, 1999.
Consumers have to ask if their dental care has improved or become more efficient since the beginning of managed care. Many people in need of a dentist say they can't see the dentist they wish to see; they spend less time with the dentist they do see; and they feel rushed into and out of the dentist office.
When a dentist enters a preferred provider organization, the result is that an insurance company saves money and a dentist gains a volume of patients. By increasing the volume of patients each patient receives a fraction of the care that they should receive. Is it fair to allow insurance companies to tell YOU who will do your dental care?
HB 121 sets out the rights of dental health care consumers. This bill specifically:
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Allows consumers to choose any dentist they wish to see including a specialist.
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Prohibits insurers from reimbursing a covered person at a different rate
because of the person's choice of dentist.
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Gives covered people the right to receive full information regarding
their care options without fearing adverse actions from insurance companies.
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Allows patients to take civil action against health care insurers to
enforce their rights.
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Requires any dental treatment plan review or utilization review to be
conducted by a dentist.
I urge the committee's thoughtful consideration of this proposed legislation and the swift passage of this legislation from the committee.
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